![]() However, bear in mind that you may risk losing all or part of your interest if the fund is withdrawn prematurely. Another popular method is to park your money in fixed deposits which provide a fixed interest rate with lower risk. ![]() To apply for an ICBC Fixed Deposit, visit any of the ICBC Branch or via ICBC internet banking. Promotional rates are applicable to fresh funds only. Ease your financial burden during the pandemic with financing of up to RM1 million with interest rates from 4.75 p.a. Typically, the longer your FD period is, the higher the interest rate is. ICBC fixed deposit rate promotional interest of up to 3.35 p.a. This can also be done via iMoney's online calculator. To get maximum returns from your deposits, check the rates of all the banks before opening an FD. Keep yourself updated with the latest FD promotions by checking iMoney's online calculator regularly (Scroll up to use the calculator).ĭifferent banks have different FD interest rates. ![]() Interest rates from FD promotions are usually higher than the board rate. Most banks run FD promotions a few times a year in order to entice new and recurring customers. As such, if you have some spare cash that you do not need access to, you can boost your income by choosing to invest in it. FD's generally provide savers with higher interest rates than regular savings accounts.
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